Profit Account – Rebap Veracruz http://rebapveracruz.com/ Sun, 25 Sep 2022 14:57:53 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://rebapveracruz.com/wp-content/uploads/2021/07/icon-2-150x150.png Profit Account – Rebap Veracruz http://rebapveracruz.com/ 32 32 Top NFL Week 3 Promotions, Bet Bonuses & Free Bets – Score $4800+ Right Now https://rebapveracruz.com/top-nfl-week-3-promotions-bet-bonuses-free-bets-score-4800-right-now/ Sun, 25 Sep 2022 13:25:00 +0000 https://rebapveracruz.com/top-nfl-week-3-promotions-bet-bonuses-free-bets-score-4800-right-now/ We may earn fees if you make a purchase through one of our links. The editors and editors were not involved in the creation of this content. NFL Week 3 is set to feature much of the same drama we saw in the first two weeks of the NFL season, with some great matchups on […]]]>

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We may earn fees if you make a purchase through one of our links. The editors and editors were not involved in the creation of this content.

NFL Week 3 is set to feature much of the same drama we saw in the first two weeks of the NFL season, with some great matchups on display including Packers-Bucs, Ravens-Patriots, Bills -Dolphins and Niners-Broncos. Along with these matchups, of course, comes the opportunity to enjoy over $4,000 from NFL Week 3. sports betting promo codes and bonuses.

Here is a complete overview of all best online sports betting and the NFL betting bonuses they offer. Remember, sports bettors can grab as many of these NFL Week 3 bonuses as they want, as long as the operator is legal in the bettors state.

Best NFL Week 3 Promotions and Bonuses

There are only six teams with 2-0 records after two weeks of NFL Betting season. How many will be left on Tuesday morning after completing week 3? We’ll find out soon, but while you watch the action, take advantage of these great NFL Week 3 betting bonuses offered by the leading operators in the sports betting industry when you bet on NFL Week 3 Odds.

NFL Week 3 Sports Betting Specials Prime
Caesar promotional code: MCBETFULL $1,250 first bet insurance and prop odds bonus
BetMGM Bonus Code: MCBET $1,000 First Bet Risk Free
PointsBet promotional code (click on the exclusive link) $800 in risk-free bets
WynnBET promotional code XMCBET Bet $100, get $100 in free bets
DraftKings promo code (click on the exclusive link) Bet $5, Win $200 in Free Bets
FanDuel promotional code (click on the exclusive link) No Sweat First Bet up to $1,000
BetRivers promotional code MCCRIV Risk-free first bet up to $500 ($100 in New York)

Best NFL Week 3 Promo Code: BetMGM MCBET Bonus Code

We will start with the BetMGM Bonus Code MCBET, one of the best NFL Week 3 Bonus.

The NFL Week 3 promo offer is simple: after you open a new account and use this promo code, you’ll receive a risk-free first bet up to $1,000. If your bet wins, you earn cash profit directly into your account. If your bet loses, you will receive site credit equal to the amount of your losing bet. For bets of $50 and over, it’s five equal free bet credits, giving you multiple chances to score.

The free bets come with a simple one-time playthrough requirement, so any winnings from your four free bets become instant cash straight into your bankroll. You have seven days to use your four free bets, giving you plenty of time to find the markets and bet types you like.

Best NFL Betting Promotions: Caesars Sportsbook Promo Code MCBETFULL

Looking to win big? Do you simply want to test online sports betting? The Caesars Sportsbook promo code MCBETFULL is the one you want to use. When you use the code MCBETFULL during registration, you are eligible to receive first bet insurance up to $1,250, the highest dollar amount of any bonus on this list of best bet of the week bonuses 3 of the NFL.

Of course, bettors can bet a lot less than that on their first bet, but it’s good to have options. Win or lose, you’ll also receive a combined 2,000 Caesars Sportsbook reward points that are redeemable for additional benefits and offers.

Caesars Sportsbook is also known for having the best NFL Prop Betting odds increase. Head to the “Boosts” section of their mobile app or website to see what’s available for Week 3. There’s something for everyone with this NFL Week 3 promo code offer.

Best NFL Betting Promotions: PointsBet Promo Code $800 Risk Free Betting

A risk-free bet for every Josh Allen touchdown in Week 2. That’s what the PointsBet promotional code The offer is distributed to all new players. By using the BET NOW link in this article, you’ll earn a risk-free first bet each of the first four days you log into PointsBet.

Each free bet can be redeemed up to $200, good for a maximum of $800 if you lose each of your bets. This NFL Week 3 promotion only applies to the first fixed odds bet on each of these four days.

Best NFL Week 3 Bonus: WynnBET Promo Code Gets $100 Free Bet

Bet $100, get $100. Are the NFL week 3 betting bonuses simpler than the WynnBET promotional code to offer? We do not think so. Simply place a $100 real money bet on any set of odds -120 or higher (meaning all point spreads and total bets for week 3 will qualify) and you’ll win a free bet of $100 as soon as it’s settled.

This means that at worst you are back where you started. At best, you have the $100 in free bets on top of the cash profit from your original bet.

Best NFL Week 3 Free Bet Offer: DraftKings Promo Code 40-1 Odds Boost

Have you ever won a 40 to 1 payout? This is obviously hard to do as the chances of it happening are… unlikely – unless you bet with the DraftKings promo code to offer. In this case, placing a $5 Moneyline bet on any Week 3 NFL team to win their game can earn you $200 in free bets. Pick a winner and win $200 in free bets on top of the cash profit you’ll earn on your original bet with this NFL Week 3 Bonus.

DraftKings also has a fun feature where bettors who place a Moneyline bet automatically win their bet if that team is leading by 10 points at any point in play. DK also offers some of the most versatile odds boosts in the industry, players can create their own bets and picks which are enhanced – most operators pick the market and odds for you.

NFL Week 3 Betting Bonus: $500 BetRivers Promo Code Risk Free First Bet Offer

Second chances rarely happen in the world of sports betting. Although insurance is sometimes offered on some parlays, it is usually capped at small amounts. But not with the Bet Rivers promotional code MCCRIV.

Place a real money bet up to $500 on odds of -200 or higher and receive site credit if that bet loses! It’s only a $100 offer in New York, but it’s a no-brainer for sports bettors no matter where they live, and ideal for casual bettors.

NFL Week 3 Betting Bonus: FanDuel No Sweat First Bet Promo Code

The FanDuel promotional code The offer is last on our list but certainly not the last. Sports betting can be stressful, but not when you start out on FanDuel. In this case, you will be able to place a real money first bet up to $1000, knowing that you will receive equal site credit if you lose.

FanDuel is also known for its great weekly offers which include parlay insurance, odds boosts on some NFL Accessoriesand great live betting options.

Responsible Gaming

Always gamble responsibly. All licensed and legal operators in the United States have resources available to bettors, including instructional guides on how to spot gambling problems, links to support services and tools for self-help. exclude for a defined period of time. Assistance is available at National Problem Gambling Council, 1-800-PLAYER and American Addiction Centers. Be sure to only bet on gambling sites licensed and regulated by your state’s gaming regulator. This ensures that games are fair, bets are honored, customer funds are secure and there are legal protections for the consumer.

Sports betting and gambling are not legal everywhere. Be sure to follow applicable laws where you live.

Mark Strotman is a veteran sportswriter who has covered the Bulls and the NBA since 2012. His work has appeared on ESPN.com, FoxSports.com, Chicago Tribune and Yahoo Sports. He can be contacted at gamingmc@gdcgroup.com.

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Foxhog Ventures Reports First Quarter 2023 Results with Highest Quarterly Earnings of $104.12 Million and Profit Jumps to 29.4% Across Its Global Operations https://rebapveracruz.com/foxhog-ventures-reports-first-quarter-2023-results-with-highest-quarterly-earnings-of-104-12-million-and-profit-jumps-to-29-4-across-its-global-operations/ Fri, 23 Sep 2022 10:17:13 +0000 https://rebapveracruz.com/foxhog-ventures-reports-first-quarter-2023-results-with-highest-quarterly-earnings-of-104-12-million-and-profit-jumps-to-29-4-across-its-global-operations/ Company Announces Third Quarter 2022 Reports of Net Income, Return on Equity and Other Results New Delhi, September 23, 2022: Foxhog Ventures is an Indian-American venture capital fund created by successful business technology and consumer internet entrepreneurs. Foxhog has been a leader in agricultural products, fashion, lifestyle, education and global technology. Company Reports Highest Quarterly […]]]>

Company Announces Third Quarter 2022 Reports of Net Income, Return on Equity and Other Results

New Delhi, September 23, 2022: Foxhog Ventures is an Indian-American venture capital fund created by successful business technology and consumer internet entrepreneurs. Foxhog has been a leader in agricultural products, fashion, lifestyle, education and global technology.

Company Reports Highest Quarterly Net Profit of $104.12 Million in the First Quarter of FY23, Growing 29.4% YoY Excluding Subsidiary Dividend Income, and Operating Profit base increased by 21.1% year-on-year.

Foxhog, an investment leader, further shares that average checking account deposits increased 23.0% year-on-year and 2.9%, while average savings account deposits increased 19.1% YoY and 4.4% sequentially in Q1-2023, respectively. Period-end term deposits increased 11.4% year-over-year as of June 30, 2022. Additionally, the company’s average seed fund increased 23.0% year-over-year and 2.9 % sequentially in Q1-2023.

Additionally, the company reported a return on equity (RoE) at the end of FY22 of 13.92%, which is 398 basis points higher year-on-year. Operating profit for FY22 increased 2.22% year-on-year to $420 million: while operating profit for Q1FY23 was $70 million.

Foxhog’s managing director and India manager, Tarun Poddarsaid that “2022 was another successful year. Despite the substantial costs and operational hurdles in our current economy, the Foxhog team’s execution of our integrated initiatives has generated solid top line expansion, earnings growth and significant cash return for shareholders. We expect strong headwinds for FY2023 after such tremendous results. Our combined strategies of quality, productivity, disruptive innovation and an adaptable and responsible organizational structure remain our main priorities.

Foxhog Ventures invests in companies that have the potential to positively impact the national and global economy by empowering people and fostering innovation. They are passionate about finding and supporting companies that are reinventing how the industry works.

Additionally, Foxhog provides one of the best portfolio of high quality, reputable and leading brands to customers around the world including TOM & MON Corporation, Cook N Eat and Indian Cyber ​​Army to name a few. -ones. Their subsidiary Sumanchna Springedge Healthcare is the fastest growing healthcare organization in India, which seeks to offer affordable medical services all over the world.

With a portfolio of more than 26 investments and the acquisition of 8 companies in India in the past year, this capital company has established a record close of $943.6 million in the previous financial year of 2020 with a focus on small-scale startups, especially from Tier 2 cities. Currently, Foxhog is spread across over 29 branches globally, present in over 6 countries, and has led over 450 investment and development engagements. ready.

If you have any objections to the content of this press release, please contact pr.error.rectification@gmail.com to let us know. We will respond and rectify the situation within the next 24 hours.

Disclaimer: This post was auto-published from an agency feed without any text editing and has not been reviewed by an editor

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The Power of Debt: Not All Is Bad https://rebapveracruz.com/the-power-of-debt-not-all-is-bad/ Wed, 21 Sep 2022 08:30:05 +0000 https://rebapveracruz.com/the-power-of-debt-not-all-is-bad/ Most people view debt as something to be avoided at all costs. But that’s because most people don’t use their debt properly. A prime example of misusing debt is the credit card. People overcharge, don’t pay off the entire card at the end of the month, and then find themselves unable to pay off the […]]]>

Most people view debt as something to be avoided at all costs. But that’s because most people don’t use their debt properly. A prime example of misusing debt is the credit card. People overcharge, don’t pay off the entire card at the end of the month, and then find themselves unable to pay off the debt without also paying extremely high interest, often for years.

However, certain types of debt, such as an equity-backed line of credit, or SBLOC, can be helpful. They can even save you or earn you money. SBLOCs are continuous lines of credit based on the value of your account assets. These are great ways to use debt to your advantage.

How security-backed loans work

Borrowing money by collateralizing securities held in after-tax investment accounts is called securities-backed lending. The interest rate will often be lower than other types of loans and you will usually have access to the funds in just a few days.

However, as with almost everything, there are caveats to taking an SBLOC. Although you can continue to buy and sell securities in the secured account, you cannot use the loaned money for other securities transactions, such as trading or buying. And having an SBLOC in place will make it more difficult to transfer those secured assets to another company.

As an example of how SBLOCs can benefit you, suppose you need $75,000 for a one-time purchase of a car or a one-time vacation. A typical way to acquire it would be to sell assets in a retirement account. This has several drawbacks:

When you add up all the extra costs, you would spend around $93,000 for that $75,000!

If instead you create an SBLOC on a taxable brokerage account and then borrow the $75,000 from the SBLOC, you can amortize the repayments over the next few years. This will allow you to avoid skipping a tax bracket and avoiding those extra Medicare costs. In the end, in this case, you could save around $13,500 by using an SBLOC. Plus, it allows you to still enjoy the benefit of owning the assets you would have otherwise sold.

Some advantages of securities-backed loans

The benefits of SBLOCs don’t stop there; even if you are not retired, they can improve your purchasing power. A good example is buying a house. Especially in recent years, the real estate market has been tight. Homes on the market often see multiple offers to buy. If you’re interested in a home that might attract bids, you can make your offer stand out by using an SBLOC.

Most homebuyers make offers conditional on approved financing. Even if your finances are strong and you’re unlikely to be approved for a mortgage, not all buyers are. Deals sometimes fail due to financing, leaving sellers stranded trying to find another buyer. Therefore, some sellers may decline any offers with financing contingencies to avoid getting burned. By using an SBLOC, you can make a cash offer – no bank financing is required.

If the seller knows your offer won’t fail because of financing, they’re more likely to accept it than conditional offers. Once you’ve bought the house, you can take out a regular 30-year mortgage and use the money to pay off the SBLOC. It’s a good idea to check that you will qualify for this mortgage before buying a home through an SBLOC, because if you fail to secure a fixed rate mortgage, you may be exposed to rising interest rates. interest, which can cost you a considerable amount of money. .

Other benefits of SBLOCs include:

  • No setup fees.
  • Greater flexibility.
  • Amortization over several years can reduce the tax burden.

Some Disadvantages of SBLOCs to Consider

Of course, while an SBLOC can be a powerful tool to save money or improve your buying power, it can also be misused. Some set up an SBLOC but are not emotionally ready to have a large pool of credit to draw from. They spend frivolously, buy things like boats or sports cars, and only later remember that SBLOCs aren’t free money; what you borrow must be repaid! Additionally, withdrawing from SBLOCs for rash splurges reduces the ability of SBLOCs to help you save or earn money through more sensible purchases.

For these reasons, when we set up SBLOCs for our clients at Defined Financial Planning, we ask them to physically come into the office each time they want to use their SBLOC to make a purchase. This allows us to work out the numbers for them to make sure it’s a wise use of debt or to explain why it might not be the best decision for their finances.

Other disadvantages of SBLOCs to consider:

  • Variable interest rates.
  • Market losses could force the sale of certain assets in secured accounts, potentially exposing you to tax charges and trading fees.
  • Often, scheduled payments are interest only. Borrowers must be disciplined and have a plan for repaying principal.

The essential

Even after reading about the power of SBLOCs, you might be worried about intentionally going into debt. It’s understandable; as Americans, we are conditioned almost from birth to view debt as dangerous to our finances and even shameful. However, when used correctly, debt is a powerful way to improve your financial situation.

Using debt to advantage is a good thing, but it’s also complicated. This is why it is essential to work with an experienced financial professional to ensure that everything is done correctly. You want to find a professional who sees it as their job to find ways to maximize your finances over time and help you navigate strategies tailored to your unique financial situation, like using the power of debt .

Senior Manager, Financial Planning Manager, Defined Financial Planning

As Director and Director of Financial Planning, Sam Gaeta helps clients identify financial goals and make plan recommendations using the five areas of financial planning: cash flow, investments, insurance, taxes and estate planning. . He is responsible for prioritizing clients’ financial goals and effectively implementing their investment plans and actively monitors the ever-changing nature of clients’ financial and investment plans.

The appearances in Kiplinger were obtained through a public relations program. The columnist received help from a public relations firm to prepare this article for submission to Kiplinger.com. Kiplinger was not compensated in any way.

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Center Line gets new K9 officer – Macomb Daily https://rebapveracruz.com/center-line-gets-new-k9-officer-macomb-daily/ Mon, 19 Sep 2022 10:04:27 +0000 https://rebapveracruz.com/center-line-gets-new-k9-officer-macomb-daily/ Center Line Public Safety has a new K9 officer, Jax, joining the force after training in the Czech Republic. The young German Shepherd is currently completing his Special Vocational Training and will team up with Officer Jonathan Talerico, who served at Center Line for just over two years. In February, K9 Officer Murphy and his […]]]>

Center Line Public Safety has a new K9 officer, Jax, joining the force after training in the Czech Republic.

The young German Shepherd is currently completing his Special Vocational Training and will team up with Officer Jonathan Talerico, who served at Center Line for just over two years.

In February, K9 Officer Murphy and his partner Sgt. David Allen has retired, leaving a vacant position with the city’s K9 team.

“Jax and his partner will begin their patrols of the city in November of this year,” said Paul Myszenski, the Central Line’s Director of Public Safety. “But first they will have to complete their training; and Jax is currently in his initial phase of training, then Officer Talerico and Jax will begin training together in October at Oakland K9 Academy.”

In 2016, the City of Center Line and its business partners, residents, and nonprofit organizations came together to fund the purchase of a K9 unit.

“With the efforts of retired Sgt. David Allen, who still works for Center Line as an ordinance enforcement officer, Jax’s arrival comes after securing a substantial donation from Kramer Homes Co-op and of its board of directors,” said Center Line City Manager Dennis Champine.

Kramer Homes Co-op is a 500-unit housing co-op located on 10 Mile Road at Center Line.

As part of the City of Center Line’s efforts to keep its promise of not using taxpayer dollars to maintain the K9 unit, it has partnered with the Center Line Public Safety K9 Foundation. While funding for the assigned officer will still be provided by taxpayers, Jax’s expenses such as medical care, food and equipment will continue to be covered by donations to the K9 Center Line Public Safety Foundation (CLPS). ).

For more information on how the public can support this local program, visit the CLPS K-9 Foundation website at centerlinek9.org, or call the City of Center Line at 586-757-6800. CLPS is a 501(c)3 non-profit organization. Those wishing to donate to the CLPS K-9 Foundation can do so through their PayPal account on the website.

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A second income from a reserve of £3 a day? I love this diet! https://rebapveracruz.com/a-second-income-from-a-reserve-of-3-a-day-i-love-this-diet/ Sat, 17 Sep 2022 08:13:32 +0000 https://rebapveracruz.com/a-second-income-from-a-reserve-of-3-a-day-i-love-this-diet/ Image source: Getty Images Have you ever thought how useful it could be to earn money without having to work for it? I know I have some, but a lot of promising plans that just seem like a pie in the sky. This is why my approach to generating a second income is based on […]]]>

Image source: Getty Images

Have you ever thought how useful it could be to earn money without having to work for it? I know I have some, but a lot of promising plans that just seem like a pie in the sky. This is why my approach to generating a second income is based on buying dividend stocks.

It doesn’t require me to invest a lot of money – I can put in whatever I want, even if it’s just loose change in the end. Here’s how I would do it.

Set aside a few pounds each day

Three pounds won’t go very far these days – that’s the price of a sandwich or a coffee in some places.

But all those pound coins could soon add up. Putting away three pounds a day comes out to over a thousand pounds a year.

If I start using this to buy dividend stocks, I could hopefully generate a second income. The amount depends on the dividend yield of the stocks I buy. For example, if the return is 5%, a year of saving could buy me stocks which I hope would pay me close to £55 in annual dividends. If I kept these shares and the dividend was maintained, I hope to continue to earn dividends in the years to come.

This way, although the amount I save each day remains the same at £3, I hope the second income it has generated for me will increase.

Choosing Dividend Stocks to Buy

However, not all stocks pay dividends and even those that do can stop them at any time. So how would I decide which ones are best for my needs?

I will stick to industries and companies that I feel I understand, as this may help me gauge their attractiveness to me as an investor. Next, I was looking for companies that I thought had a competitive advantage that could help them maintain a decent profit margin, even under pressure from rivals. For example, there is only one McDonald’s. In the same way, Jersey Electric has a network that would be expensive and possibly impossible for a competitor to copy, whereas Astra Zeneca has exclusive rights to the benefits of several drugs through its patents.

But stock prices matter too. If I pay too much for even a good company, my return on investment may be poor. That’s why I want to find great companies selling at attractive prices – and with a juicy dividend to boot that can help me build my second income.

Implementation of the second revenue plan

However, even the best-laid plans can go wrong, both for companies and investors. So to reduce the risk to my income streams if a business were to go missing, I would spread my investments across a diverse range of stocks.

To start, I would start by putting £3 a day into a stock trading account or Stocks and Shares ISA. Then I would start my hunt for the kind of promising income stocks I want to own – today!

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Ferrari shares rise after first SUV unveiled as investors appreciate profit opportunities https://rebapveracruz.com/ferrari-shares-rise-after-first-suv-unveiled-as-investors-appreciate-profit-opportunities/ Thu, 15 Sep 2022 16:13:55 +0000 https://rebapveracruz.com/ferrari-shares-rise-after-first-suv-unveiled-as-investors-appreciate-profit-opportunities/ Ferrari Purosangue Ferrari Ferrari Investors might not have been surprised by news that the Italian luxury supercar maker has finally unveiled its long-awaited first SUV, but shares nonetheless posted a solid gain after falling recently. Shares were listed at just over €200 on Thursday night, falling from €190 days before the news as investors relished […]]]>

Ferrari Investors might not have been surprised by news that the Italian luxury supercar maker has finally unveiled its long-awaited first SUV, but shares nonetheless posted a solid gain after falling recently.

Shares were listed at just over €200 on Thursday night, falling from €190 days before the news as investors relished the massive profit margins expected on the Purosangue. There must have been some eyebrows raised in some green quarters with this discussion of the massive 6.5-litre, 700+hp V-12 petrol engines, and no mention of the carbon (CO2) footprint.

Investors are hoping Ferrari’s electrification plans outlined earlier this year ease that kind of pressure. Ferrari has said it will launch its first all-electric car in 2025 and expects it to account for 5% of sales then and 40% in 2030. Petrol/electric hybrids will account for 40% in 2030 with the rest of the internal combustion engines (ICE). Ferrari is expected to introduce hybrid versions of the Purosangue.

Investment bank UBS said the Purosangue’s base price of €390,000 ($390,000) was about €40,000 higher than expected.

“It is significantly higher than most luxury SUVs on the market today, as Ferrari continues to prioritize growth through value over volume,” UBS said.

Other high-priced SUVs include the Rolls Royce Cullinan, Bentley Bentayga, Lamborghini Urus and Aston Martin DBX.

Ferrari said volumes would be limited to around 3,000 Purosangues per year.

“We believe the launch of Purosangue will create more excitement around the brand and also have a positive effect on the rest of the portfolio. In our view, the high ticket price compared to other manufacturers further strengthens Ferrari’s positioning in the super luxury segment, while the more contained volumes reinforce the brand’s exclusivity, an optimal strategy for sustainable growth at long term,” UBS said.

“The price, above all, is around 30% above Ferrari’s average selling price, thus contributing positively to the mix. It is also likely to drive higher personalization content, which has a positive impact on margins. We do not rule out the possibility that Ferrari will expand the Purosangue range by introducing hybrid versions in the near future,” UBS said.

Reuters’ BreakingViews said the Purosangue will give Ferrari a bigger presence in SUV-loving China, which accounts for just 10% of sales.

Bernstein Research also appreciated the opportunities in China and felt that the launch of Purosangue would be key to maintaining Ferrari’s share price valuation as a luxury goods stock, rather than an automaker. more banal. He expected many variations on the theme of Ferrari’s first SUV.

Ferrari shares are valued as being comparable to those of luxury goods makers like Hermès, LVMH, Prada, Ferragamo, Moncler or Richemont with their massive profit margins, rather than those of Volkswagen or Stellantis.

“The Purosangue, and any V6 or V8 variant, is key to maintaining Ferrari’s growth profile and valuation. Investors are looking for higher volumes, especially in China, without significant brand dilution. This will help reduce potential risks associated with Ferraris electrification strategy,” Bernstein said in a report.

“Purosangue cannot be a one-trick pony – investors are waiting for other variants. These will generate the volumes and prices needed for growth beyond 2026. We believe the launch of Purosangue will be a pivotal moment in Ferrari’s recent history, but only as a symbol of the luxury car company’s future prospects,” the report said.

Ferrari said it expects annual profits measured by EBITDA (earnings before interest, tax and amortization) to accelerate to 2.7 billion euros ($2.84 billion) in 2026, up from 1.5 billion euros ($1.58 billion) last year.

Investment bank Goldman Sachs last year changed its investment recommendation from ‘sell’ to ‘buy’, citing the huge expense of adopting electric power and difficulties in replicating its large margins. beneficiaries.

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Critics grow around popular annual college rankings https://rebapveracruz.com/critics-grow-around-popular-annual-college-rankings/ Tue, 13 Sep 2022 03:58:00 +0000 https://rebapveracruz.com/critics-grow-around-popular-annual-college-rankings/ The company released its 2022-23 slates on Monday. The demand for information is evident, as higher education – once affordable and accessible – has become increasingly competitive and expensive. In the four decades since the launch of the US News Ranking in 1983, the college cost swelled more than five times for those attending four-year […]]]>

The company released its 2022-23 slates on Monday.

The demand for information is evident, as higher education – once affordable and accessible – has become increasingly competitive and expensive.

In the four decades since the launch of the US News Ranking in 1983, the college cost swelled more than five times for those attending four-year private institutions. According to the National Center for Education Statistics, the average graduate student has about $30,000 in debt over the past decade, which is more than half of their average starting salary.

Bob Morse, the chief data strategist who developed most of the ranking methodology, said US News strives to be “the objective, preeminent resource to help high school students and their families make most informed decisions about where to go to college”.

“We know that students and their families find value in our rankings. We strive to provide them with data and information to help them make important decisions, using the rankings as a factor in their college search. “, did he declare.

But some education leaders believe such rankings only make matters worse.

At an event last month, US Department of Education Secretary Miguel Cardona called for a “culture change in higher education now.”

“Too often, our best-endowed schools seek out rankings that mean very little about metrics that really matter,” he said. “This ranking system is a joke.”

He criticized “all the science behind climbing the rankings”, which he said emphasizes wealth and riches instead of broad opportunities.

“We have to stop confusing selectivity with excellence. We have to stop correlating prestige with privilege,” he said.

The US News rankings are based on a core methodology that scores schools against each other on hundreds of data points in categories such as graduation rate, resources, and reputation.

The methodology has “evolved over time,” Morse said, based on user feedback, discussions with schools and higher education experts, and more. The methodology of the latest rankings “now emphasizes outcome indicators, which together account for 40% of the overall ranking”, he said.

On Friday, Columbia University admitted submitting inaccurate data for review in college rankings. The school has fallen from second place in 2021 to 18th in the latest national university rankings, raising questions about how easily the ranking can be played.

And even still, experts say the rankings offer a narrow view of what success should look like for students who want to pursue higher education, especially as costs rise.

“In 2022, higher education should measure what matters, not just what has become a tradition to measure,” said Mamie Voight, president and CEO of the Institute for Higher Education Policy, a research group and nonprofit advocacy.

“We should recognize and celebrate institutions that help their students achieve social and economic mobility. This stimulation of mobility – especially for students who have historically been left behind by higher education – is what should to be called “prestigious”, not the test of dozens of students when they arrive at university or the number of people an institution turns away.”

Experts say these institutions are unlikely to be the ones to claim stardom in the rankings.

“For the majority of us in this country, [college rankings] aren’t really useful for making the right decisions,” said Tomas Monarrez, labor economist and senior research associate at the Urban Institute’s Center for Data and Educational Policy.

Students should think about their individual goals for earning a higher education degree and the return on investment of different ways to get there.

“You don’t want to pay too much for what you’re going to earn in the job market,” he said.

Instead, some experts point to the US Department of Education college scorecard, an online tool created under the Obama administration that hosts a wealth of data on higher education institutions.

And it comes without the “for-profit motive in the middle,” Monarrez said.

But according to US News, nearly 90% of people who visit its ranking site look at schools outside of the top 10 national and liberal arts colleges/universities.

If rankings are the weed, however, some experts say broader investment in higher education is the root of it.

“The importance of the decision has been heightened over time because of its price,” Monarrez said, leading people to the rankings in the first place. And “the reason why university has become so expensive is mainly because the government has stopped investing in it”.

But education is a public good that benefits both the individual who receives it and their wider community.

“So the way to turn the tide is to start increasing our investment in public colleges again,” he said.

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Bet $1,250 on the NFL Sunday Slate https://rebapveracruz.com/bet-1250-on-the-nfl-sunday-slate/ Sun, 11 Sep 2022 15:03:25 +0000 https://rebapveracruz.com/bet-1250-on-the-nfl-sunday-slate/ Commercial content. 21+. New York Post readers can get their hands on a huge new customer deal with Caesars Sportsbook, using promo code NPBONUPLEIN. Find out how to claim a $1,250 bet on Caesars and get our experts’ picks while you’re here. Caesars Sportsbook promo code New bettors to Caesars Sportsbook will be able to […]]]>

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NFL Week One: The Pkisses

Week 1 of the 2022 NFL season features some very intriguing games, with teams battling to avoid getting off to the worst possible start. I’ll give away some of my top picks for weekend games and where there’s value to be found.

An all-NFC South game sees New Orleans take on the Atlanta Falcons on the road, and Jameis Winston lines up under center for the Saints. He’s more than capable of unraveling a weak Falcons defense, and I think he will.

Pick: New Orleans Saints -5.5 @ -110

Sticking with the NFC South teams, the Carolina Panthers host the Cleveland Browns. Panthers QB Baker Mayfield was announced as the starter for Sunday’s game and has already expressed his joy at facing his former team. A new QB, a healthy Christian McCaffrey and a youthful defense, Carolina wins the W in Week 1.

The pick: Carolina Panthers -1.5 @ -110

Arguably the boldest prediction of the three, but you guessed it, I’m taking the Giants to cover against the Titans. As of this writing, the spread is set at +5.5, which seems short to me considering the gap between these two teams, but I’m willing to take it. The Titans could make a run at the AFC this year, but a new Giants team with a lot to prove could be very hit and miss. If you’re feeling optimistic, take the Giants moneyline at +210, but I’ll take the gap.

Pick: New York Giants +5.5 @ -110

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Inside Housing – News – L&G for-profit organization pockets £150m with new ‘social’ loan https://rebapveracruz.com/inside-housing-news-lg-for-profit-organization-pockets-150m-with-new-social-loan/ Fri, 09 Sep 2022 12:58:35 +0000 https://rebapveracruz.com/inside-housing-news-lg-for-profit-organization-pockets-150m-with-new-social-loan/ Registered for-profit provider Legal & General Affordable Homes (LGAH) has secured a £150million ‘social loan’ to help develop 5,500 new homes. Image: Getty dividing lines Registered for-profit provider Legal & General Affordable Homes has secured a £150million ‘social loan’ as part of plans to develop 5,500 new #UKhousing homes LGAH, part of insurance giant Legal […]]]>

Registered for-profit provider Legal & General Affordable Homes (LGAH) has secured a £150million ‘social loan’ to help develop 5,500 new homes.

Image: Getty

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Registered for-profit provider Legal & General Affordable Homes has secured a £150million ‘social loan’ as part of plans to develop 5,500 new #UKhousing homes


LGAH, part of insurance giant Legal & General, said the new facility will ‘speed up’ its delivery of social rents, affordable rents and condominiums across England.

The provider, which launched in 2018, operates around 2,500 homes and has an overall development pipeline of 6,500 homes. In 2019, LGAH selected 14 housing associations as management partners.

The new deal was structured according to the Loan Market Association’s social lending principles, which meant LGAH had to show that the funds would be used to solve a social problem.

Three banks – BNP Paribas, HSBC UK and SMBC Group – have each committed £50m. Terms of the agreements were not disclosed.

Chris Hewitt, Chief Financial Officer of LGAH, said:This product reinforces our commitment to the sector and our work to help reduce inequalities in communities across the country.

An L&G spokesperson said LGAH already has an “extensive relationship” with the three banks and BNP Paribas has been a lender to the entity in a similar facility since 2020.

A year ago, LGAH received a £125.5 million grant under the government’s affordable housing scheme.

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Relief rally for Halfords as auto centers arm engines, profit forecast maintained https://rebapveracruz.com/relief-rally-for-halfords-as-auto-centers-arm-engines-profit-forecast-maintained/ Wed, 07 Sep 2022 09:30:57 +0000 https://rebapveracruz.com/relief-rally-for-halfords-as-auto-centers-arm-engines-profit-forecast-maintained/ – Retailer sticks to profit forecast of £65-75m – The Autocentres activity takes market share – Bike sales plummet as cost of living crisis deepens Shares in Halford (HFD) rebounded 14.5% to 152.8p after the recently unloved auto parts and bike retailer reported resilient trading in the 20 weeks to August 19, 2022 and maintained […]]]>

– Retailer sticks to profit forecast of £65-75m

– The Autocentres activity takes market share

– Bike sales plummet as cost of living crisis deepens

Shares in Halford (HFD) rebounded 14.5% to 152.8p after the recently unloved auto parts and bike retailer reported resilient trading in the 20 weeks to August 19, 2022 and maintained its profit forecast for the whole year.

Investors were pleased to hear that all Halfords division sales were well ahead of pre-Covid levels during the period, with the auto centers arm fueling performance, while bike sales improved held up better than expected in the face of the worsening consumer spending squeeze.

ON THE REASSURING ROAD

Halford said it was on track to deliver full-year pre-tax profits in the £65-75m range, implying a 22% mid-term decline in line with forecast revised down from June, after total sales rose 9.2% in the 20 weeks to August 19.

Automotive centers reported total year-on-year growth of 67.8% following a series of recent acquisitions and like-for-like growth of 19.4% amid further market share gains and growth continued demand for maintenance of electric vehicles.

Year-on-year like-for-like bicycle sales fell 12.7% due to a tough comparator in the prior year and reduced consumer discretionary spending, although the bicycle category proved more resilient than expected and that like-for-like sales over three years increased by 9.5%.

DEMONSTRATE RESILIENCE

Halfords’ business statement also noted good progress on cost reduction and inflation mitigation targets and good product availability across the group, with stock levels in line with expectations.

“Over 70% of our sales now come from automotive products and services,” CEO Graham Stapleton said, “and the fact that this area of ​​spending tends to be more needs-based than discretionary leads to very strong group performance. resilient, despite broader macroeconomic uncertainty.

Stapleton also warned that the cost of living crisis poses a threat to road safety as cash-strapped motorists keep cars running longer.

“Based on what we are seeing in our garages and given the ongoing problems with the supply of new cars, we believe that the average age of cars will very soon exceed the nine-year mark and could even exceed ten years before the cost. the crisis of life is easing,” Stapleton explained.

“Vehicle reliability has improved in recent years, but it is undeniable that older cars are more likely to develop faults, are more expensive to maintain and pollute more. This poses a risk to road safety, further strain on motorists’ wallets and a threat to UK emissions reduction targets.

EXPERT VIEWS

Liberum Capital said Halfords’ material writedown since July 2021 “may appear severe given the progress of the service-oriented strategy, the growing combination of defensive earnings and higher margins and a strong balance sheet, which will support new garage mergers and acquisitions and an attractive dividend yield.’

The broker is sticking to its holding rating “with earnings momentum on a negative year-over-year trajectory” and “until the return of greater expected confidence.”

AJ Bell chief investment officer Russ Mold said: “The auto and bike retailer is notably sticking to its full-year guidance as it seeks to balance the need to mitigate the impact of rising input costs while providing its customers with decent value.

“People need their cars for day-to-day life, so spending in this area is likely to be more resilient than on more discretionary items and the strength of Halfords’ car services business reflects this. .”

Mold added: “Sales of cycling products, understandably, tend to be more cyclical and this area of ​​the business is more like a worn out old racer than a shiny new carbon fiber road bike.

“At the moment, buying a new bike is unlikely to be a priority for cash-strapped households, but Halfords can afford to rely on the automotive sector and wait for the next raise. demand.”

DISCLAIMER: The financial services company AJ Bell referenced in this article owns Shares magazine. The author of this article (James Crux) owns shares of AJ Bell.

LEARN MORE ABOUT HALFORDS


Date of issue: Sep 07, 2022

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